Use of this Site is conditioned on acceptance, without modification, of the following Terms and Conditions ("Agreement") contained herein by "you" (the user of this Site). By continuing past the Home Page, as defined herein, of this Site you hereby agree and assent to all such terms and conditions contained herein. This Agreement is entered into and effective as of the date that you access this Site ("Effective Date"). If you do not agree to and accept this Agreement, you must leave this Site immediately.

By visiting www.insiderpicks.com, you agree to the following:

Definitions

1.1 www.insiderpicks.com Home Page. The term "www.insiderpicks.com Home Page" shall mean the web page that is the first web page a user sees when accessing the group of web pages owned by www.insiderpicks.com, which has a domain name of www.insiderpicks.com.

1.2 www.insiderpicks.com Server. The term "www.insiderpicks.com Server" shall mean the computer software or hardware that serves the www.insiderpicks.com Site to users across the Internet, and which hosts the pages, scripts, programs, and multimedia files and serves them using a protocol designed to send files to users. License and Conditions to Use the Site

We hereby grant to you a non-exclusive, revocable license to view the content on this Site and otherwise use this Site in accordance with this Agreement. We reserve the right to suspend or revoke this license at our sole discretion without notice. You should download and print this Agreement for your records

Conditions of Use

As a condition of your use of the Site, you warrant to www.insiderpicks.com that you will not use this Site for any unlawful purpose or for any purpose that is prohibited by this Agreement. You may not use this Site in any manner that could damage, disable, overburden, or impair the www.insiderpicks.com Site and any www.insiderpicks.com Servers, or interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

Links to Third Party Sites

As a convenience to you, the Site may provide links to other Internet web sites that are not owned by www.insiderpicks.com, and are not under our control ("Third Party Websites"). www.insiderpicks.com does not control the Third Party Websites and is not responsible for the content included in them including, without limitation, any subsequent links contained within a linked Site, or any changes or updates to a linked Site. Any reference from the www.insiderpicks.com Site to any entity, product, service or information does not constitute an endorsement or recommendation by www.insiderpicks.com or any of its employees. No Third Party Website is authorized to make any representations or warranties on our behalf. Your visit to any Third Party Websites are subject to the terms and conditions of such Third Party Websites, and not this Site's Agreement. You should refer to each Third Party Website's specific terms.

Possible Errors and Revisions

THE INFORMATION, MATERIALS, GOODS, AND SERVICES (COLLECTIVELY "RESOURCES") AVAILABLE THROUGH THIS SITE MAY BE SUPERSEDED AND/OR MAY INCLUDE INACCURACIES. insiderpicks.com MAY MAKE IMPROVEMENTS AND/OR CHANGES TO THIS SITE, RESOURCES AND SERVERS AT ANY TIME.

Disclaimer of Warranties

insiderpicks.com MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY OR ACCURACY OF THE INFORMATION CONTAINED IN THIS SITE. ALL RESOURCES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. insiderpicks.com HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

www.insiderpicks.com DOES NOT WARRANT THAT THE RESOURCES ON THE www.insiderpicks.com SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT THE DEFECTS WILL BE CORRECTED, OR THAT THE SERVER MAKING THIS SITE AVAILABLE IS FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS.

Disclaimer of Liability

www.insiderpicks.com SHALL NOT be liable for any special, indirect, INCIDENTAL OR consequential damages or any damages whatsoever resulting from INCONVENIENCE, OR loss of use, RESOURCES or profits, whether in an action of contract, negligence or other TORTIOUS action, arising out of or in connection with the use or performance of information available from this Site or any third party websites, EVEN IF www.insiderpicks.com HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES.

Refund Policy

All subscriptions are automatically renewed at the end of the initial term. For instance, if a monthly subscriber joins on the 8th of the month, his/her subscription will automatically be renewed 30 days from the 8th unless cancelled by you. It is each subscriber's responsibility to cancel prior to the renewal date if the subscription is to be terminated. Please note that due to processing costs there are no refunds for quarterly or monthly subscriptions. Annual memberships can be cancelled with 60 days written notice, and refunds will be prorated. Cancellation notices should be directed to customerservice@insiderpicks.com  or call 866-642-6427.

Subscription Information

You will provide us with accurate and complete registration information and advise us promptly of any changes. If you do not, you will be in breach of this Agreement allowing us to immediately terminate your subscription and use of the Service. When you register, you will receive a user name and password which we may assign or allow you to select. You may not select a user name which violates anyone's rights or one, in our sole discretion, we consider offensive, improper or inappropriate. If you do, we can modify or delete it. All Transactions are in U.S. Dollars.

Change in the Terms and Conditions

www.insiderpicks.com may modify this Agreement at any time. You are bound by the version of this Agreement that is in effect at the time you visit the Site, so the terms of this Agreement may be different the next time you use this Site. Any use of the www.insiderpicks.com Site by you after such amendment(s) shall be deemed to constitute acceptance by you of the amendment(s). You should regularly review and print this Agreement for your records.

Controlling Law

This Agreement shall be construed and controlled by the laws of the State of Nevada. The laws of the State of Nevada will govern any dispute arising from the terms of this Agreement or a breach of this Agreement. You agree to personal jurisdiction by the state and federal courts sitting in the State of Nevada.

Invalid Or Unenforceable Provisions

If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law, then the remainder of the Agreement shall continue in effect.

If You Have Questions

If you have questions about the terms of use and notices provided herein, or wish to request the express written permission of www.insiderpicks.com to use materials in a manner otherwise prohibited herein, please send an email to us at customerservice@insiderpicks.com, call us at (775)850-9480 or write us at:

InsiderPicks.com
9650 Gateway Drive suite 100
Reno NV, 89521

Trademarks

www.insiderpicks.com's trademarks, logos, images, and service marks used on this Site are the property of www.insiderpicks.com and may not be used without written permission from www.insiderpicks.com, and then only with proper acknowledgement.

Copyrights

Copyright © 2008 InsiderPicks.com. All Rights Reserved. Any rights not expressly granted herein are reserved. No copyrighted material may be downloaded, modified, copied, displayed, transferred, distributed, sold, published, broadcast or otherwise used except as expressly stated either in such materials or in this notice without the express written permission of www.insiderpicks.com.